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Home Loans for St. Louis Area First Responders

on December 12, 2016     by Jeff Lottmann

At Lottmann Realty Group, we believe that the everyday heroes of our community—first responders—deserve nothing but the best…especially when it comes to home financing programs. If you are a first responder looking to buy a home in St. louis or the greater St. Louis area, we would be honored to help you find the home of your dreams with the lowest down payment options available.

We are proud to have provided numerous firefighters, law enforcement officials, paramedics, emergency medical technicians, and other first responders with fantastic home buying opportunities, as well as competitive refinancing loans. Our preferred lenders understand how to leverage a first responder’s role in the community as a way of securing optimal terms on a home mortgage loan. They also give first responders special closing credit and offer specialty low interest, low money down loans. Plus, our turnkey home buying process is designed to save you time and headaches. No matter your level of experience, our goal is to help you better understand your options and make the right purchase for you.

Still not sure if buying a home is the right decision for you and your family? We understand. Everyone’s situation is different, and there is no universal answer. As a St. Louis Area First Responder, here are some reasons investing in a home might be a good option for you:

  • St. Louis was recently ranked in the 10 best cities in the US to buy a home instead of rent by Business Insider. Here, an average monthly rent is $1,131 and an average monthly mortgage payment amounts to $667.
  • First responders generally have stable and increasing incomes, which makes the investment a safe one.
  • Thanks to special low mortgage rates and low money down programs for first responders, it’s more affordable for you than for those in other professions who may have the same debt-to-income ratio.
  • Many first responders are also veterans, meaning you would qualify for all of the perks that come along with VA loans, as well.

If you’d like to find out what options exist for you or are interested in learning more about the St. Louis real estate market, we can help. Simply fill out the contact form below and a member of our team will reach out to you shortly to answer all of your questions and help you understand and compare your options.

Get in Touch

For more information, fill out the contact form below and a member of our team will reach out to you shortly!

Jeff Lottmann
Jeff Lottmann
A natural born salesman, Jeff has always had a passion for real estate. After seeing success as an investor, he decided it was time to make his passion his career. So, in 2002, Lottmann Realty Group was born. Because his business and practical experience differentiate him from his competition, Jeff is the “go-to” real estate agent for hundreds of families and real estate investors throughout the course of their lives.